Products and Services
Microcredit
Credit creates opportunities, brings responsibility, restores hope, builds relationship and confidence in a person. It provides repayable financial assistance through Swasraya Sangams to the low income group for Microenterprise activities as well as for other financial needs. The Core Microfinance products provided are:
|
Income Generation Loan (IGL) |
|
General Loan (GL) |
|
Nirmal Loan (NL) - Sanitation Loan |
|
Jeeva Dhara Loan (JDL) - Water Loan |
|
Vyapar Vikas Yojana (VVY) (Trade Loan) |
|
House Construction Loan (HCL) |
|
House Repair Loan (HRL) |
Micro-Insurance
We protect our sangam members with insurance through ESAF Social Security Scheme and also provide health insurance through ESAF Health Plus Scheme.
Business Development Services
Empower the poor by providing access to various Business Development Services. Assistance is given to set up or expand small businesses for self reliance.
ESAF Microfinance Fact File
|
No. of Branches |
148 |
|
No. of Districts |
35 |
|
No. of Employees |
1,468 |
|
No. of Borrowers |
4,30,454 |
|
Disbursement in Rs. Mn. |
4,120.75 |
|
Gross loan portfolio in Rs. Mn |
2,095.75 |
*as on 31st December 2011
The information is just indicative, please check with the Company for detailed info.
Client Distribution Chart
*as on 31st December, 2011
